Group your direct debits onto a single day each month. Visibility goes up; surprises go down.

Game Rules

Objective

Maximise your net worth over 20 years of investment decisions. Build wealth through property, fixed deposits, unit trusts, and shares.

How to play

  1. You start with a monthly salary of 30,000.
  2. Each year, decide whether to rent or buy a home.
  3. Allocate your investable income between Fixed Deposits, Unit Trusts, and Shares.
  4. Optionally buy investment properties from the marketplace.
  5. Click Apply year decisions and continue to advance to the next year.
  6. After year 20 your final equity becomes your high score.

Tips

  • Higher-risk investments (Shares) give better returns over the long term.
  • Buying a home builds equity but ties up cash flow in bond payments.
  • Investment properties generate rental income that compounds your investable income.
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